Fees & Limits

Fees & Limits

Wallet Fees
Symbol Name Minimum Withdrawal Withdrawal Fee Deposit Fee
BTC Bitcoin 0.001000 Free Free
ETH Ethereum 0.020000 Free Free
USDT Tether 20.000000 Free Free
LTC Litecoin 0.002000 Free Free
BCH Bitcoin Cash 0.002000 Free Free
ETC Ethereum Classic 0.000000 Free Free
BNB Binance Coin 0.120000 Free Free
XRP XRP 0.500000 Free Free
XLM Stellar 0.020000 Free Free
QTUM QTUM 0.020000 Free Free
ADA Cardano 2.000000 Free Free
EOS EOS 0.200000 Free Free
USD USD 20.000000 Free Free
EUR EUR 0.000000 Free Free
TRX Tron 250.000000 Free Free
ARK ARK 0.400000 Free Free
PAX PAX 0.020000 Free Free
SGD SGD 0.000000 Free Free
RVN Ravencoin 2.000000 Free Free
ATOM Cosmos 0.010000 Free Free
BAT BAT 28.000000 Free Free
ZRX 0x 16.000000 Free Free
MANA Decentraland 56.000000 Free Free
DGB DigiByte 0.400000 Free Free
SXP Swipe 7.460000 Free Free
DAI Dai 6.340000 Free Free
USDC USD Coin 6.420000 Free Free
GBP GBP 0.000000 Free Free
KRW KRW 0.000000 Free Free
COMP Compound 0.032000 Free Free
BUSD Binance USD 3.010000 Free Free
EGLD Elrond 0.010000 Free Free
AVA Travala 0.100000 Free Free
WBTC Wrapped Bitcoin 0.000000 Free Free
LINK ChainLink 1.060000 Free Free
BAND Band Protocol 10.000000 Free Free
SRM Serum 4.960000 Free Free
SOL Solana 0.020000 Free Free
DOT Polkadot 2.000000 Free Free
AAVE Aave 0.000000 Free Free
ALGO Aave 0.000000 Free Free
IOTA IOTA 1.000000 Free Free
OMG OMG Network 1.920000 Free Free
MKR Maker 0.013000 Free Free
HBAR Hedera Hashgraph 2.000000 Free Free
XEM XEM 8.000000 Free Free
YFI Yearn Finance 0.000220 Free Free
PAXG PAX Gold 0.020000 Free Free
UNI Uniswap 2.300000 Free Free
AVAX Avalanche 0.100000 Free Free
XVS Venus 0.005000 Free Free
OCEAN Ocean Protocol 20.000000 Free Free
KSM Kusama 0.100000 Free Free
NEAR NEAR Protocol 0.200000 Free Free
FIL Filecoin 0.100000 Free Free
Wallet Tier 0 Limits
Type Deposit Daily Withdrawal Monthly Withdrawal
Cryptocurrency $0.00 $0.00 $0.00
Fiat $0.00 $0.00 $0.00
Wallet Tier 1 Limits
Type Deposit Daily Withdrawal Monthly Withdrawal
Cryptocurrency No Limit $5,000.00 $10,000.00
Fiat $0.00 $0.00 $0.00
Wallet Tier 2 Limits
Type Deposit Daily Withdrawal Monthly Withdrawal
Cryptocurrency No Limit $10,000.00 $300,000.00
Fiat No Limit $5,000.00 $100,000.00
EXHIBIT A – “Schedule of Fees and Revenue Share”
All Fees Amount Details
Card Purchase $0.00 Fee charged for purchase of the Swipe Visa Prepaid Card.
Secondary Card Purchase Fee $0.00 Fee charged for purchase of secondary Swipe Visa Prepaid Card.
Monthly Usage  
Monthly Fee $0.00 Monthly fee occurs 30 days after activation
Add Money  
Direct Deposit $0.00 Direct Deposit Fee from Employers & Others
Bank Loads $0.00 Loading Funds from your Bank account to your Swipe Visa Prepaid Card
Funding from a Bank Account $0.00 Funding your Swipe General Purpose Account from your linked Bank Account.
Swipe Money  
Bill Payment (Regular Delivery) $0.00 Bill pay available when you log in to your account at Swipe.com or using the Swipe mobile app. Regular bill pay transactions will be completed within 3 business days for electronic payments and approximately 7 days if we have to mail a check to pay your bill.
Bill Payment (Expedited Delivery) $10.00 Bill pay available when you log in to your account at Swipe.com or using the Swipe mobile app. Expedited bill pay transactions will be completed within 1 business day. Electronic payments only.
Get Cash  
ATM Withdrawal-In Network $0.00 “In-network” refers to the Visa Plus ATM Network. Locations can be found at here
ATM Withdrawal-Out-of Network $0.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the Visa Plus ATM Network.
    You may also be charged a fee by the ATM operator.
Bank Teller Withdrawal $0.00 This is our fee. You may also be charged an additional fee by the Bank
 
to conduct the withdrawal.
Cash Back at Point of Sale $0.00 This is our fee. Retailers may charge additional fees.
ATM Decline-In Network $0.00 “In-network” refers to the Visa Plus ATM Network. Locations can be found at here
ATM Decline-Out-of Network $0.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the Visa Plus ATM Network.
You may also be charged a fee by the ATM operator.
Information  
Automated & Live Agent Phone Calls $0.00 No fee for each customer service contact with a live agent.
Email and Text Message Alerts $0.00 Standard text messaging rates may apply.
Mobile Application $0.00 Standard data rates and service carrier fees may apply.
Mailed Periodic Statement Fee $0.00 One request per month is included at no charge. The fee will be charged for each additional request made in the same month.
ATM Balance Inquiry (In-Network) $0.00 “In-network” refers to the Visa Plus ATM Network. Locations can be found at here
ATM Balance Inquiry (Out-of-Network) $0.00 This is our fee. “Out-of-network” refers to all the ATMs outside of the Visa Plus ATM Network.
You may also be charged a fee by the ATM operator.
Using your card outside the U.S.
ATM Withdrawal-International $0.00 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.
ATM Decline-International $0.00 This is our fee. You may also be charged a fee by the ATM operator.
ATM Balance Inquiry (International) $0.00 This is our fee. You may also be charged a fee by the ATM operator.
Foreign Transaction Fee $0.00 This is our fee. You may also be charged a fee by any retailers or financial institutions involved in your transaction.
Other  
Inactivity Fee $0.00 This fee is charged when you do not use your account for over 60 days.
Replacement Card (Standard Delivery) $0.00 Per replacement card ordered.
Replacement Card (Expedited Delivery) $0.00 Per replacement card ordered.
Paper Check Fee $0.00 Per paper check requested
EU Card Fees
Service Fee
General account service
maintaining the account
Swipe account


Monthly maintenance fee
Total annual fee

€0
€0
Payments (excluding cards)
Sending and receiving money via SEPA
Sending money in euros – SEPA
Receipt of payments in euros – SEPA

Sending and receiving money outside of SEPA zone
Sending money outside of SEPA zone
Receipt of international payments

Per payment
Per payment


Not applicable
Not applicable

€0
€0
Cards and cash
Issuing of debit card
Issuing of additional debit card
Replacement debit card
Card cancellation

Debit card payment in euros
Debit card payment in a foreign currency

Cash withdrawal in euros in Europe
Cash withdrawal in a foreign currency outside Europe

Refusing a payment due to lack of funds
Allowing a payment despite lack of funds
Per card
Per card
Per card
Per card

Per transaction
Per transaction

Per withdrawal
Per withdrawal

Per payment
Not applicable
€0
€0
€0
€0

€0
€0 plus 0% of the transaction value

€0
€0 plus 0% of the transaction value

€0

Overdrafts and related services
Arranged overdraft
Unarranged overdraft
Not applicable
Not applicable
€0
€0
Other services
ATM balance enquiry Per enquiry €0
Glossary of terms
Term Definition
Allowing a payment despite lack of funds The account provider allows a payment to be made from the customer’s account although there is not enough money in it (or it would take the customer past their arranged overdraft limit).
Arranged overdraft The account provider and the customer agree in advance that the customer may borrow money when there is no money left in the account. The agreement determines a maximum amount that can be borrowed, and whether fees and interest will be charged.
ATM balance enquiry The customer views the account balance at a cash machine.
Card cancellation The account provider charges a cancellation fee if the customer cancels the card order within the first 14 days and a card has already been ordered in the customer’s name.
Cash withdrawal in euros in Europe The customer takes cash out of the customer’s account in euros at a cash machine in Europe.
Cash withdrawal in a foreign currency outside Europe The customer takes cash out of the customer’s account in foreign currency at a cash machine outside Europe.
Debit card payment in euros The customer uses their debit card to make a payment in euros. This can be in a shop, online or over the phone.
Debit card payment in a foreign currency The customer uses their debit card to make a payment in foreign currency. This can be in a shop, online or over the phone.
Issuing of debit card The account provider sends a debit card to the customer.
Issuing of additional debit card The account provider sends a debit card to the customer for an additional user.
Maintaining the account The account provider operates the account for use by the customer.
Receipt of international payments When money is sent to the customer’s account from an account not using a SEPA transfer.
Receipt of payments in euros – SEPA When money is sent to the customer’s account from an account using SEPA.
Refusing a payment due to lack of funds The account provider refuses a payment from the customer’s account because there is not enough money in it.
Replacement debit card The account provider sends a replacement debit card to the customer.
Sending money in euros – SEPA The account provider transfers money, on the instruction of the customer, from the customer’s account to another account using SEPA.
Sending money outside of SEPA zone The account provider transfers money, on the instruction of the customer, from the customer’s account to another account outside of the SEPA zone.
Unarranged overdraft The customer borrows money when there is no money left in the account (or the customer has gone past their arranged overdraft limit) and this has not been agreed with the account provider in advance.